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| Introducing
a checking account that offers real savings, added security for
you and your family, and convenience for every aspect of your life.
Bringing the benefits home
Magnolia Platinum
Magnolia Gold
Magnolia Silver
Magnolia Bronze
NOW Account
Magnolia Interest Checking
Magnolia Premier
Magnolia 50+ Interest Checking
Magnolia Truly Free Checking
Magnolia Platinum*
An account for the customer interested in higher interest!
- Higher interest rates with balance of $2,500 or more
- Competitive interest if balance falls below $2,500
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Only $8 monthly maintenance fee if minimum balance falls below $1,000
- Free Safe Deposit Box **
- Free Master Money Debit Card
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

Magnolia Gold*
A checking account balance that earns interest!
- Competitive interest
- No monthly maintenance fee with a minimum balance of $500
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Only $6 monthly maintenance fee if minimum balance falls below $500
- Free Master Money Debit Card
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

Magnolia Silver
Free checks, interest and unlimited check writing!
- FREE personalized checks
- Competitive interest
- No minimum balance
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Only $4 monthly maintenance fee
- Free Master Money Debit Card
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

Magnolia Bronze*
Basic Checking Account!
- No monthly maintenance fee if balance is $500 or more
- No per check charge if balance is $500 or more
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Free Master Money Debit Card
- Fee of 20¢ for each debit transaction if balance is less than $500
- Maintenance fee of $6.00 monthly if balance is less than $500.
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

NOW Account*
- Minimum deposit of $1,000 to open account
- No monthly maintenance fee if balance is $1,000 or more
- If balance falls below $1,000 your account will be subject to a $5 maintenance fee
- Interest is compounded daily and credited to the account monthly
- Fee of 25¢ for each debit transaction if balance is less than $1,000
- We may change the interest rate on this account at any time at our discretion

Magnolia Interest Checking*
Economical checking that earns interest!
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- Fee of 20¢ for each debit transaction
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Free Master Money Debit Card
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

Magnolia Premier*
Free checking with direct deposit or any automatic payment!
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

Magnolia 50+ Interest Checking*
FREE for customers 50 and Over!
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Free Master Money Debit Card
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

Magnolia Truly Free Checking*
A FREE account for everyone!
- Free first 200 checks
- No minimum balance
- No monthly maintenance fee
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- Free Master Money Debit Card
- Free Internet Banking
- Free online Bill Pay
- Free Automated 24 hour Customer Service

* Customer purchases checks
** Personal size safe deposit box subject to availablility. New rentals only.
Offer good on personal accounts only:business and corporate accounts do not qualify
for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.
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