OF YOUR FINANCIAL PRIVACY RIGHTS
and us, when used in this notice,
mean Bank of Eastman & Magnolia State Bank.
This is our privacy notice for our customers. When we use the words
you and your we mean the following types
- Our consumer customers who have a continuing relationship by
purchasing or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Credit card account
- Safe deposit box
- Self-directed Individual Retirement Account
- Mortgage brokerage services
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information
means information about you that we collect in connection with providing
a financial product or service to you. Nonpublic personal information
does not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term information to mean nonpublic personal
information as defined in this section.
An affiliate is a company we own
or control, a company that owns or controls us, or a company that
is owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated third party is
a person we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party, or simply,
an other party.
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with our affiliates
- Information about your transactions with other parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY
OF YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards
to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as
disclosed in this policy or as permitted by law. Examples of this
might include disclosures necessary to service your account or prevent
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
AUTHORIZED SHARING – JOINT MARKETING
We may disclose the following information to other financial companies with whom we have joint marketing agreements:
Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions with which we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
Types of Businesses
We may disclose information pursuant to joint marketing agreements
to the following types of businesses:
Financial service providers, such as:
Reasons For Disclosing
We may disclose information about you to other financial institutions
with whom we have joint marketing agreements to provide you with
information about additional products and services.
Limitations on Disclosure
Here are the limitations we impose on the use of information disclosed
to other financial institutions with whom we have joint marketing
- We only allow direct mail solicitations.
- We do not allow telephone solicitations.
You will never be asked to provide confidential information through
email and if you are please report any such requests to the financial
institution. Please do not give out confidential information.