Other Services

EMV MasterMoney Debit Card

With Bank of Eastman and Magnolia State Bank’s EMV MasterMoneyTM Card, paying for the things you want and need just got a whole lot easier. The EMV MasterMoneyTM Card, which bears the MasterCard(R) symbol, is a “debit” card - a card you use like a check for your purchases.

With your EMV MasterMoneyTM Card, the funds are automatically deducted from your checking account, eliminating the need to use cash, to charge, or to write checks! And since MasterCard(R) is accepted at more than 12 million locations worldwide, your card can be used to shop, eat, travel, buy a concert ticket, go to the dentist... whatever!

MasterMoneyTM shopping is safer than cash and simpler than checks! It has all the benefits of using a credit card without a credit card statement at the end of the month. Your EMV MasterMoneyTM debit card is also usable at an ATM to withdraw cash when you need it. So, if you don’t already have a EMV MasterMoneyTM Card, drop by your closest Bank of Eastman or Magnolia State Bank branch today.

This new card available from Bank of Eastman and Magnolia State Bank provides you with an enhanced level of security. Every time you use your card at a chip-enabled terminal, the embedded chip generates a one-time use code which is virtually impossible to duplicate and helps in reducing card not present fraud, the most prevalent type of fraud in the United States. When using your card at a merchant that has a chip-enabled terminal, simply insert your card into the terminal with the chip facing up when prompted to pay and leave it in place until the transaction is complete and the terminal prompts you to remove your card. You may be asked to input your pin during the transaction or to sign your receipt afterwards, this will depend on the merchant. If the merchant does not yet accept chip-enabled cards, simply swipe your card as you normally would and complete your transaction. You have all the same benefits and security of our previous cards with an additional layer of security to give you more peace of mind when it comes to your everyday purchases at a chip-enabled terminal. For your convenience, you will find below a three step guide to how to use your new EMV chip card.

                                chip technology

PLEASE NOTE: There is a cross border charge for any debit transactions performed in another country. Please see your CSR or review your statement for more details.

To report a lost or stolen debit card, call 1-800-500-1044 or your local branch.

 

Instant Debit Card Alerts

With real-time text alerts sent to your phone, you can quickly detect and stop fraudulent use of your debit card.  Once enrolled, you will receive a text message anytime your MasterMoney Card is used.  To sign up or if you have any questions, call your local branch.

PLEASE NOTE: This is a text communication.  The following may apply.

  1. Message frequency varies by account
  2. Message and data rates may apply
  3. Text HELP to 72586 for help
  4. Text STOP to 72586 to cancel

Participating carriers include AT&T, Sprint, T-Mobile, Verizon Wireless, Boost, Virgin Mobile, MetroPCS, AlltelAWCC, Cricket, Google Voice, and U.S. Cellular.

 

Visa Gift Cards

The Visa Gift Card is the perfect gift.  And, it can be used everywhere Visa Debit Cards are accepted!*  So, no matter what the occasion, you'll be giving exactly what they want - every time.

Benefits include:

  • Acceptance - The card is welcome at millions of locations worldwide, including retail stores and online.
  • Fits any budget - You choose the amount you want to give - to the penny.
  • Safer than cash - Unlike cash, it can be replaced if lost or stolen.

To purchase a Visa Gift Card, visit any of our branch locations.

Give them what they really want.  Get a Visa Gift Card today!

 

Direct Deposit

Direct Deposit is a safe and easy way to have your money (payroll, social security, dividend payments, or other income source) deposited electronically in your checking or savings account.  Your money will arrive quickly and safely into your account each and every time.  Direct Deposit reduces the time spent having to drive to the bank to deposit your check and eliminates the need to make special arrangements when absent or on vacation. 

If you are interested in setting up direct deposit, please contact your payer (employer, company, investment firm) to see if they offer direct deposit.  If they offer direct deposit, ask them for an authorization form to get your direct deposit setup.  If you need any help completing the setup form, please give us a call or visit your local branch. 

Bank of Eastman/Magnolia State Banks' routing/ABA number is 061202533.

 

Safe Deposit Boxes

Bank of Eastman and Magnolia State Bank offer a wide variety of Safe Deposit Boxes for your convenience.  All Safe Deposit Box rental fees are charged annually and we provide competitive rates.  For further information, please contact a Customer Service Representative at one of our convenient locations near you.

 

*The Visa Gift Card can be used at over twenty million locations worldwide wherever Visa debit cards are accepted.  Following 12 consecutive months of inactivity, a monthly fee of $4.95 will be applied to any remaining balance.  Funds do not expire.  The card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.