Personal Savings
Statement Savings
A savings account for everyone
- Minimum deposit to open $50.00
- Only $5.00 monthly maintenance fee if daily balance falls below $100.00
- First six withdrawals per statement cycle free, $3.00 per item thereafter**
- Competitive interest rate*
- Free Online Banking and Mobile Banking
- Free E-statements
- Free Automated 24 hour Customer Service
Magnolia 60 Savings
A savings account for people 60 and over
- Minimum deposit to open $50.00
- No monthly maintenance fee for customers 60 and over
- No excessive withdrawal fee**
- Competitive interest rate*
- Free Online Banking and Mobile Banking
- Free E-statements
- Free Automated 24 hour Customer Service
Saver Squirrel Club
Start your children off right
- Minimum deposit to open $25.00
- A savings account for kids, ages birth to 13
- Only $5.00 monthly maintenance fee if daily balance falls below $25.00
- First six withdrawals per statement cycle free, $3.00 per item thereafter**
- Competitive interest rate*
- Yearly drawing for prizes at Christmas
- Free Online Banking and Mobile Banking
- Free E-statements
- Free Automated 24 hour Customer Service
- Appearances by Saver Squirrel
Certificate of Deposits (CDs)
Plan for the future
- Minimum deposit to open $500.00
- Higher returns than savings accounts
- Competitive interest above savings accounts*
- Terms from 3 months to 5 years
- Penalty on earnings for early withdrawals
- Account automatically renews at maturity
Individual Retirement Accounts (IRAs)
Invest in the future
- Minimum deposit to open $500.00
- Tax-advantage retirement savings
- Competitive interest above savings accounts*
- Traditional and Roth IRA options
- No monthly or annual maintenance fees
- Funds can be used to purchase CDs within IRA
- Subject to IRS regulations - please consult your tax professional for detailed information.
- See a CSR for more details.
*We may change the interest rates at anytime at our discretion.
**This account is limited to 6 transactions per statement cycle and any excessive withdrawals over this limit may result in fees, account closure, change of account type, termination of transfer capability and/or other remedial action. See your account disclosures for full details.