Personal Savings

sunny day

Statement Savings

A savings account for everyone

  • Minimum deposit to open $50.00
  • Only $5.00 monthly maintenance fee if daily balance falls below $100.00
  • First six withdrawals per statement cycle free, $3.00 per item thereafter**
  • Competitive interest rate*
  • Free Online Banking and Mobile Banking
  • Free E-statements
  • Free Automated 24 hour Customer Service

Magnolia 60 Savings

A savings account for people 60 and over

  • Minimum deposit to open $50.00
  • No monthly maintenance fee for customers 60 and over
  • No excessive withdrawal fee**
  • Competitive interest rate*
  • Free Online Banking and Mobile Banking
  • Free E-statements
  • Free Automated 24 hour Customer Service

Saver Squirrel Club

saver squirrel

Start your children off right

  • Minimum deposit to open $25.00
  • A savings account for kids, ages birth to 13
  • Only $5.00 monthly maintenance fee if daily balance falls below $25.00
  • First six withdrawals per statement cycle free, $3.00 per item thereafter**  
  • Competitive interest rate*
  • Yearly drawing for prizes at Christmas
  • Free Online Banking and Mobile Banking
  • Free E-statements
  • Free Automated 24 hour Customer Service
  • Appearances by Saver Squirrel

Certificate of Deposits (CDs)

Plan for the future

  • Minimum deposit to open $500.00
  • Higher returns than savings accounts
  • Competitive interest above savings accounts*
  • Terms from 3 months to 5 years
  • Penalty on earnings for early withdrawals
  • Account automatically renews at maturity

Individual Retirement Accounts (IRAs)

Invest in the future

  • Minimum deposit to open $500.00
  • Tax-advantage retirement savings
  • Competitive interest above savings accounts*
  • Traditional and Roth IRA options
  • No monthly or annual maintenance fees
  • Funds can be used to purchase CDs within IRA
  • Subject to IRS regulations - please consult your tax professional for detailed information. 
  • See a CSR for more details.

*We may change the interest rates at anytime at our discretion.

**This account is limited to 6 transactions per statement cycle and any excessive withdrawals over this limit may result in fees, account closure, change of account type, termination of transfer capability and/or other remedial action. See your account disclosures for full details.